The Latest From Our Blog

A Health Savings Account (HSA) is often viewed as a simple way to pay for doctor visits, but it can be much more. For eligible families, an HSA offers a rare triple tax advantage—potentially tax-deductible contributions, tax-deferred growth, and tax-free withdrawals for qualified medical expenses. Because the balance can roll over and may be invested, an HSA can also support long-term planning and help fund healthcare costs in retirement.

Many families think of wealth as numbers on a statement, but the real goal is freedom, security, and a legacy that lasts. This article walks through how to define “enough,” align your investments with real life, and build a clear plan your family can carry forward.

If you filed an extension and you’re looking for ways to make a 2024 retirement plan contribution right now, you still have options. Below is a practical, plain-English guide to what’s possible, what’s no longer available, and how to choose the right path based on your entity type and deadlines.

Get clear, up-to-date answers about Trump Accounts under the One Big Beautiful Bill—eligibility, government seed funding, contribution limits, tax benefits, and what is still under clarification

Trump Accounts, created under the One Big Beautiful Bill, give eligible children $1,000 at birth plus $5,000/year in contributions. Learn how these new accounts grow tax-deferred, when funds can be used, and what families should know for long-term planning.

Are you over 65? Learn how the One Big Beautiful Bill impacts your income taxes, Medicare premiums, and retirement planning. Explore strategies to lower taxes and protect your retirement income.

Laid off? Learn the key financial steps to take after a job loss—from reviewing severance and healthcare options to managing your 401(k) and updating your long-term plan. Discover how to regain clarity and confidence in your financial future.

Considering an early retirement package? Learn how to evaluate if you’ll have enough income, manage health insurance before Medicare, and understand the benefits you may lose. Get expert tips to make a confident retirement decision

Retired teachers have long faced reduced Social Security benefits due to outdated rules. Thanks to the new Social Security Fairness Act, those limits are gone. Now, educators may qualify for full spousal or survivor benefits, retroactive payments, and greater financial security in retirement.

Explore how the One Big Beautiful Bill may affect taxes, deductions, and credits now and in the years ahead.

The recently passed One Big Beautiful Bill Act (OBBBA) brings major tax relief to retirees. This blog breaks down what the law changes, who qualifies for the new $6,000 senior deduction, how income phase-outs work, and what higher-income retirees should watch for. Learn how these changes might affect your 2025 tax return and how we can help you plan accordingly.

Understanding where you fall within the 2025 federal tax brackets is key to making smarter financial moves. In our latest post, we break down the new income thresholds, highlight the updated standard deductions, and share practical strategies—like maximizing retirement contributions and utilizing key tax credits—to help you lower your taxable income and keep more of what you earn. Start planning today to stay ahead!