Give With Intention: Charitable Planning That Aligns Values and Strategy

Many families give generously—but fewer give strategically. And strategic giving isn’t about changing your values. It’s about using the right tools so your giving can have a bigger impact with less tax friction.

 A few ways families can give more efficiently

Here are some planning options we often discuss:

• Donate appreciated securities instead of cash. In many cases, this can be more tax-efficient than selling first and donating the proceeds.
• Use a donor-advised fund (DAF). This can help families “bunch” deductions in higher-income years while distributing gifts over time.
• Coordinate giving with required distributions. For those eligible, giving through retirement accounts can sometimes be a powerful way to donate.
• Create a family giving plan. Many families find it meaningful to formalize annual giving goals and involve the next generation. 

The goal 

Charitable planning should feel intentional—not reactive. The right structure can help you give confidently and consistently, while keeping your broader plan on track. 

A helpful next step 

If giving is a priority, we can help you evaluate which approach fits your situation and coordinate with your CPA to ensure your documentation and reporting are clean. 

_{Disclosure: This material is for informational purposes only and should not be considered tax advice. Consult your CPA for guidance specific to your situation}.