Defining What “Enough” Looks Like in 2026

A new year is a natural time to revisit your goals—but for many families, “goal setting” feels vague. Retirement, legacy, freedom, flexibility… those are great concepts, but they don’t always translate into a clear plan.

The most valuable planning question we ask is simple: What does “enough” look like for you?

Why clarity comes first

Before markets, taxes, or tactics, your plan needs a target. Without one, it’s easy to drift—making decisions based on headlines, short-term market moves, or whatever feels urgent in the moment.

When we help families clarify goals, we typically focus on four areas:

Timing: When do you want work to become optional?
Lifestyle: What does a “great year” look like in real life—travel, hobbies, housing, helping family?
Security: What risks keep you up at night (healthcare, market volatility, long-term care, business uncertainty)?
Legacy: What do you want to leave behind—and what do you want to do with wealth while you’re living?

“Enough” isn’t just a number

It’s a range, and it’s personal. Some families want maximum simplicity. Others want maximum optionality. Some want to prioritize giving or funding experiences across generations. The goal is aligning your money with what matters, so decisions feel calmer and more consistent.

A helpful next step

If you haven’t revisited your “why” recently—or if life has changed—we can help you translate priorities into a plan with clear targets and checkpoints.

^{Disclosure: This material is for informational purposes only and should not be considered investment, tax, or legal advice. Consult your advisor, CPA, and attorney for guidance specific to your situation.}